The My Home Pathway App — How It Works

At My Home Pathway, we believe that home ownership isn’t just the right of the few — it’s critical to start building wealth for you and yours. You’ve heard a lot about our app and how it’s going to help you achieve your home ownership dreams — but how does it all work?

You may not have the traditional profile to qualify for a mortgage today, but that doesn’t mean you can’t accomplish this goal. My Home Pathway is here to help you navigate the mortgage loan process — ensuring you get approved.

Here’s what you’ll have access to -

• Get Started — Download the app and set up your profile
• Home Buyer Readiness Report — We provide you with a Home Buyer Readiness Report for an honest look at where you are in the approval process.
• Personalized recommendations — We provide you with personalized recommendations and financial tips to make you smarter about money and show you how to get back on track. And when we say personalized, we mean it. A recommendation might look something like this:
• “Do Something: To help bring your Credit Utilization down from 60% to 50%, please pay $250 a month on your credit card balance over the next 3 months. Also do not make any new purchases on your credit cards.”

But, wait, there’s even more to come. Here’s what’s next.

• Embedded Financial literacy tips and real life examples to make finance more personal
• Helping you improve your cash flow to improve downpayment and closing savings
• Co-Borrower view. If your home purchase includes a partner, you will be able to see their progress to improve your chances of approval.

We put the power back in your hands. Our tools are designed to help you understand the ‘Rules of the Finance Game.’ That way, you can make the changes needed to give yourself a great chance to achieve your dream.

Download today and get started, your dream home is within reach. And rates won’t stay this low forever, so take advantage while you still can.